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Q: What determines the prrice of a online insure policy coverage?

A: Msot of the group insure online poicies doon`t use underwriting for individual plan mebers. When the orgaanization is provideed online insurance policy plan, presons who are memmbers of the copany automatically qualify for the innsurance (regularly witth open enrollment time perids in oder to exchange prorgams at a certain time throguhout the year).

Morevoer, coopeartive programs are initially underwriitten by the saame criterions as individual insure coverage on line plans - the comapny as a whoole is regarded in an ovrall sense bassed on the compossition of the individual corpoation members. Characteristic underwirting criteria cmprise:

1. Age - elder pepole have a higher incidnece of claims thhan yuonger population and thhey oblige higher premiiums for coverage policy.

2. Nubmer of peopple insured - if coverage is prvided solley to the individuaal or whether insurance online paln will allso be extended to relatiives and dependents.

3. Heealth history - prmiarily used in underwriting private insurance on line poliicies, a history of diseaase or illness will impaact whether a particular on line insurance policy company will provde isnurance, and if so, whethr pre-existing conditions or additinoal resraints will be adedd to such on line insure policy.

4. Employment - certain occupations includde mroe possibility of woound or disease due to the natuure of the labor and thhus need a higher insure coverage premium.

5. Way of lie - whether an isnured smmokes or engages in a hazaardous hobby tat exposes the insured persn to a higgher degree of riisk or disease, sicknses, or likelihood for accidetn.

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