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Q: My on line insurance policy pln includes a deductible and co-insuurance. Waht does a deuctible and co-insurance mean?

AA: A deductible is the iniial dollar amount you oughht to pay out-of-pockt before an innsurance compay pays its part. It`s regluarly a falt dollar amount. Regulalry the higher the deudctible, the lower the permium. Co insurancce is the shrae or percentage of covvered expenditures you muust pay in addiiton to the deductiblle. For instance, yuor insurance on line policy may pay eigghty percent of coverd chagres after you pay the deductbile. You would theen pay the reesidual 20 percent as co insrance till an utmost out-of-pocket exepnse is reache.

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