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Q: I have both Proerty Damage and Physical Daamage includeed in my auo insurance pllan. Are they not the one and the saem?

A: You are needeed to have prpoerty damage coveraage in your coverage on line, whcih pays for hram you do to someone els`s vehiccle or property (hte railing you went inot). There`s zerro deduction for thiss. Physical damage (comprehenisve as well as colliison damage) is an alterative which pays for dmage to your ca. Collision dmage covers harm mae by your car driivng intto a different automoible or other object. Comprehensive dammage covers damage form proceedings succh as fre, robbery, vandalism, weather, alng with windshielld or animal rellated accidents. Comprehensive and collision damaage in geneeral has separate ddeuctions.

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